Overview
PCI DSS (the Payment Card Industry Data Security Standard) is the security standard that applies to any business that stores, processes, or transmits payment card data. For software, compliance means the product’s network design, access controls, encryption, and logging meet the standard’s twelve core requirements — not just that a payment provider handles the card details somewhere downstream.
Why It Matters
Falling out of compliance can mean monthly fines from the acquiring bank, higher processing fees, and in the worst case the loss of the ability to accept cards at all. How much validation a business needs depends on its transaction volume, but even small merchants are in scope the moment card data touches their systems.
How Dotcode Applies It
We keep card data out of our clients’ own systems wherever possible — through hosted payment fields and tokenization — so the PCI scope stays small and the audit stays manageable.
